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FIRST HOME BUYERS

Your first home may be closer than you think.

Buying your first home can feel overwhelming—but you don’t have to work it all out alone. Explore the government assistance available where you plan to buy, then talk with me about your finance options and next steps.

Ask Caroline about your first home

AUSTRALIA-WIDE SUPPORT

Start with the national programs.

These official resources explain Australian Government assistance that may help eligible buyers with a smaller deposit, shared equity or saving through super.

CHOOSE WHERE YOU’RE BUYING

Select your state or territory.

Click your location to open its grants, stamp-duty assistance and official Revenue Office links.

NSWNew South WalesView official assistance

Check potential transfer-duty relief and the grant for eligible new homes through official NSW Government and Revenue NSW pages.

VICVictoriaView official assistance

Explore Victoria’s First Home Owner Grant and land-transfer-duty exemption or concession through the State Revenue Office.

QLDQueenslandView official assistance

Queensland offers a First Home Owner Grant for eligible new homes and separate transfer-duty concessions for established homes, new homes and vacant land.

SASouth AustraliaView official assistance

Review South Australia’s First Home Owner Grant and current stamp-duty relief for eligible first home buyers.

WAWestern AustraliaView official assistance

Check the WA First Home Owner Grant and the concessional first home owner rate of transfer duty.

TASTasmaniaView official assistance

Use Tasmania’s State Revenue Office to check the current First Home Owner Grant and any available property-transfer-duty relief.

ACTAustralian Capital TerritoryView official assistance

The ACT Home Buyer Concession Scheme may reduce or remove conveyance duty for eligible buyers. Check the current income, property and residency requirements.

NTNorthern TerritoryView official assistance

Check the Northern Territory’s current First Home Owner Grant and other home-owner assistance programs before you commit to a property.

READY TO TALK?

Let’s make your first step a clear one.

I can help you understand the finance process, discuss which assistance may be relevant and work through suitable loan options with you.